The Cathars were dualists. That is, they believed in two universal principles, a good God and a bad God, much like the Javeh and Satan of mainstream Christianity. As dualists, they belonged to a tradition that was already ancient in the days of Jesus. (The revered Magi in the nativity story were Zoroastrians - Persian dualists). Dualism came, and still comes, in many flavours. Indeed the Cathar variety came in more than one flavour, but the principal one was this: The Good God was the god of all immaterial things (such as light and souls). The bad God was the god of all material things, including the world and everything in it. He had contrived to capture souls and imprison them in human bodies through the process of conception. As Cathars put it, we are all divine sparks, even angels, imprisoned in a tunic of flesh.
According to the Cathars, when we die the powers of the air throng around and persecute the newly released soul, which flees into the first lodging of clay that it finds. This "lodging of clay" might be human or animal. The soul would therefore be condemned to cycle of rebirth, trapped in another physical body. By leading a good enough life human beings or rather their souls could win freedom from imprisonment and return to heaven, the immaterial realm of the good god. For members of The Elect, death was no more than taking off a dirty tunic.
The realm of the Good God, heaven, was filled with light. (Some Cathars regarded the stars as divine sparks, or souls, or angels, in heaven). The realm of the bad god was the material world in which we serve out our earthly terms. Satan had entrapped these divine sparks and created humankind as their prison. Thus there was a part of the Good God trapped in all men and women, longing to rejoin its Maker. The Bad God filled humankind with temptations to frustrate souls from ever making that reunion. They could be tortured by disease, famine and other travails, including man's own inhumanity to his fellow man. Yet the Bad God had no power over the soul - a divine spark of the Good God. His remit was confined to material things. Any hell that existed was here on this material earth. To confound the Devil it was necessary to abstain from all earthly temptations and to strengthen the inner spirit by prayer. It was a persuasive argument and it seemed to provide a rational explanation for all the misfortunes of the world.
The idea that flesh was inherently evil became popular in mainstream Christianity too - it was formalised in the concept of Original Sin and was enormously popular up until the twentieth century. Today this traditional teaching is played down, and it comes as a shock to many Christians to hear the words like that of the Burial service from the Book of Common Prayer, contrasting an evil material body with a good spiritual one: ".... our Lord Jesus Christ, who shall change our vile body that it may be like to his glorious body."
Cathars were Gnostics. Gnostics believed, and still believe, that divine knowledge is granted only to an inner elite, like the "esoteric" knowledge of the Pythagoreans. The inner elite undertook a long period of training before leading severely ascetic lives. These were the Elect, or as they are now popularly known Parfaits. Cathars were also universalists, which means that they believed in the ultimate salvation of all human beings.
Here is an account of how they saw themselves, recorded in 1143 or 1144 by Eberwin, Prior of the Premonstratensian Abbey of Steinfeld writing to Bernard of Claivaux (St Bernard):







